PRIVACY NOTICE

E-LOAN is dedicated to protecting the privacy of your information. E-LOAN is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to enable individuals and organizations to establish trusting relationships based on respect for personal identity and information by promoting the use of fair information practices. This privacy statement covers the site www.eloan.com. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe.

We do not sell or share your information with third party marketers. So, there is no need for you to ask us not to. In fact, there is no need for you to opt-out of any information sharing because, unlike most financial institutions, we provide you with an opt-in. This means we won't share your information unless you explicitly tell us to, even though the law allows financial institutions to share your information unless and until you tell them not to. Additionally, although the law allows financial institutions to share your information with other financial institutions under a "joint marketing agreement" without your consent, we don't.

Because we feel that current laws are inadequate in protecting your privacy, we've taken the liberty of providing you more privacy protections than the law requires. Now that you know some things we don't do, here's what we do:

WE SHARE YOUR PERSONAL INFORMATION:

When you explicitly instruct us (opt-in) to forward your application to another lender that may be able to help you in the event we are unable to offer you a product that meets your needs.
With companies involved in the loan or banking process such as appraisers or title companies.
With service providers that assist us with processes or functions. This includes offering you the choice to use overseas service providers for the processing of loans.
As required by law.

WE SEND YOU COMMUNICATIONS:

During the loan process as necessary to complete the transaction.
To assist you with your debt management or recommend loan products, which you may opt-out of when your first open an account or anytime you receive the E-LOAN email by clicking on the unsubscribe link.
As necessary to update you on the status of your accounts.

WE PROTECT YOUR INFORMATION:

Using Secure Sockets Layer (SSL) technology supporting up to 128-bit encryption to prevent unauthorized parties from viewing any personal information transmitted to or from E-LOAN.
By limiting access to your personal information to only those authorized parties that have a "need to know".
By requiring all employees to pass a training course on privacy and sign a privacy pledge.
Please review our full policy below for more details.